mortgage repayments

One of the biggest challenges first-time buyers (FTBs) face is getting a mortgage deposit together.

Saving a large sum of cash while covering all your living expenses during a cost-of-living crisis is no mean feat.

However, having a good plan and clear goals can make this daunting task more achievable.

There’s a lot to consider when you start thinking about moving home.

This includes things like:

What the new monthly mortgage payments will be?
What’s parking like at the new place?
Are the new neighbours friendly?
It’s a massive decision to sell up and buy elsewhere.

When families are involved, our advice is to make your children feel part of the process, and listening to their thoughts, concerns and ideas helps them (and you) get your head around things.

We asked a 16-year-old whose family recently sold and moved to another home what was on their mind during the process.

It makes interesting reading…

Every year, the Bank of Mum and Dad comes to the rescue by helping thousands of first-time buyers get on the housing ladder. It is estimated that almost half of first-time buyers currently receive financial help from their parents to purchase a property.

But for parents planning to assist their loved ones, or children hoping to get a helping hand, there are a few issues to consider first…

Whether you’re a first-time buyer or looking to remortgage your property, getting a good mortgage deal is probably top on your list of priorities.

You could lose hours scrolling through comparison sites, frantically searching for the best lenders’ deals, and trying to find your latest payslips. Or you could do the sensible thing and get a professional’s help.

In this quick read, we look at why a mortgage broker could help you buy your dream home while saving you time and hassle.

What do downsizers, a growing force in the housing market, want? Check out this two-minute read to find out.

Downsizers are emerging as increasingly influential players in the property market, with a growing number of over-55s selling up and buying less expensive properties.

If you’re looking for a property to rent out, it’s important to understand the numbers involved. You may have inherited a property and are thinking of letting it. Use the information here to identify if that is a prudent thing to do or if the capital from selling the property could be better invested.

In this three-minute read, we explain why it pays for landlords to review the management of their property.

Spring is traditionally a time for a good tidy up and clear out. If you’re a landlord, it’s also an excellent opportunity to give your property management strategy a once-over.

Taking the time to review what is and isn’t working with your investment will save you money and energy further down the track.

Pat Dunphy of Permanent TSB discusses Mortgage approval during COVID 19 with Regina.

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