mortgage

One of the biggest challenges first-time buyers (FTBs) face is getting a mortgage deposit together.

Saving a large sum of cash while covering all your living expenses during a cost-of-living crisis is no mean feat.

However, having a good plan and clear goals can make this daunting task more achievable.

There’s a lot to consider when you start thinking about moving home.

This includes things like:

What the new monthly mortgage payments will be?
What’s parking like at the new place?
Are the new neighbours friendly?
It’s a massive decision to sell up and buy elsewhere.

When families are involved, our advice is to make your children feel part of the process, and listening to their thoughts, concerns and ideas helps them (and you) get your head around things.

We asked a 16-year-old whose family recently sold and moved to another home what was on their mind during the process.

It makes interesting reading…

Just the thought of moving home can make you break out into a cold sweat. It’s a life experience that many people think of as one of the most stressful things you can do. So how can you minimise those feelings of panic?

In this quick read, we look at ways to make selling your home a little bit less stressful and more manageable.

Buying a home is a huge decision – possibly one of the biggest you’ll make in your lifetime (no pressure then).

And to ensure you make a wise choice that suits your needs now and into the future, it pays to give the process a bit of thought before you start arranging viewings.

Here are five property-hunting tips that could save you time and money.

Every year, the Bank of Mum and Dad comes to the rescue by helping thousands of first-time buyers get on the housing ladder. It is estimated that almost half of first-time buyers currently receive financial help from their parents to purchase a property.

But for parents planning to assist their loved ones, or children hoping to get a helping hand, there are a few issues to consider first…

Come on, we’ve all done it. Switched onto a property programme and fallen into the daydream of building our very own house. A walk-in wardrobe, a home cinema, a room just for shoes… sounds great, doesn’t it? But what’s the reality of self-building?

On the one hand, building your own home seems like a great way to get everything you’ve ever wanted out of a property. On the other, are you really prepared for all that comes with building a house?

Whether you’re a first-time buyer or looking to remortgage your property, getting a good mortgage deal is probably top on your list of priorities.

You could lose hours scrolling through comparison sites, frantically searching for the best lenders’ deals, and trying to find your latest payslips. Or you could do the sensible thing and get a professional’s help.

In this quick read, we look at why a mortgage broker could help you buy your dream home while saving you time and hassle.

If you’re looking for a property to rent out, it’s important to understand the numbers involved. You may have inherited a property and are thinking of letting it. Use the information here to identify if that is a prudent thing to do or if the capital from selling the property could be better invested.

Pat Dunphy of Permanent TSB discusses Mortgage approval during COVID 19 with Regina.

Regina talks to David Devine about mortgage approval and all things property. Did you know that there have been almost […]

Welcome to Waterford Property Watch, the 2nd in our new series of in-depth discussions on what’s happening in the Waterford […]

What is the ‘Right Mortgage’? Tara Kelly, Mortgage Manager at the Mortgage Shop, shared a few crucial pieces of advice […]

Helpful advice from Tara Kelly, Mortgage Broker, on how to get the best mortgage available for you. From what you need to what things to avoid, a must watch video for anyone thinking of buying their first house.